When it comes to your career, your job, do you have an exit plan? A plan to be able to retire, travel and live comfortably and debt-free?
I didn’t. And it freaked me out.
I floated through this life, self-employed, just paying the bills, accruing debt, living beyond my means for more than 40 years before I realized “holy crap! How will I retire in 15 – 20 years?”
I knew something had to change.
I got a State job and thought I’d hit the jackpot; health benefits and a retirement plan. It’s the sort of job that we are conditioned to believe will guarantee those comfortable ‘golden years’. Problem was; I didn’t start that job until I was 47 years old and the benefits offered were now.. ‘meh’… compared to if I had started the same job in the mid-80’s. Those early State workers were the last to reap the benefits of a pretty decent retirement plan
But I digress…
I didn’t want to work 20 more years at a job I wasn’t really passionate about to get a menial fixed income and 25% medical coverage. And, there’s no guarantee that there would be any money left by the time I retire! Then where would I be?
However, that was only half the problem.
I was also feeling unfulfilled. My children were grown so the stay-at-home-mom chapter of my life had ended and I was feeling restless.
I was missing ‘fun’ in my life.
Any of this sounding familiar?
What I know is this: Technology has advanced so incredibly fast in the last 10 years and continues at a dizzying rate. A quote from Industry Tap, an online magazine that covers the latest developments in a wide-range of industries says this:
“In the United States, estimates are that 6% of US jobs will be gone by 2021 to robots and that the chances of losing a job to a robot is 50% over the next 20 years. According to Equipment World which reports on the construction equipment industry, 500,000 construction jobs will be replaced by artificial intelligence and robots by 2020.”
(Have you seen “Sophia”? Crazy life-like robot woman..)
I don’t want to put 10 more years into that job, gambling on a retirement that may, or may not, be there when I need it. Nor do I want to spend my precious time where I’m not fulfilled or living out my purpose only to be told in a few years that my job has been made ‘redundant’ by technology. And my job was such that I believe it is possible now, but the wheels of government turn slowly and it’ll be a few years before they implement that sort of technology….. or will it?
Anyway, after nearly 2 years of trying to work and build my online business, I made the decision to quit that state job to become an entrepreneur and build my own online business.
I don’t have it down perfect yet.. hell, I’m not even profitable yet! But I’m already successful. Do you know why?
Because “Success” is not about money. Not to me, anyway. I’m working my butt off every day trying to build this business and I’m doing it with a joyful heart! Regardless of how much financial success I’ve YET experienced, I am actually living the life I had dreamed of and I know that the “financial” success will come. In the meantime, I’m waking up every day with no alarm, excited to get to work, not answering to anyone but myself, no commute, and I know that every day is getting me closer to my financial goals…
I mean, come on! What’s not to love?
I have a finite amount of money to get started and a wall against my back, which I figured is a good way to be motivated every day to do my level best.
I’ve got a new lease on life and I no longer feel trapped or restless or stuck because I’m creating my future and designing my own life.
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